Benefits

Dental Coverage

Through a benefits marketplace, you can choose from three different levels of coverage, and you can also choose from a variety of insurance carriers.

You can enroll as a new hire, during Annual Enrollment, or within 30 days of a qualified life event such as marriage or the birth of a child. You can enroll your spouse/domestic partner and dependent children too.

The Basics

The Coverage Levels

You can choose from three different levels of coverage:

  • Bronze
  • Silver
  • Gold

The Carriers

You can choose from these national insurance carriers (available in most states/locations):

  • Aetna
  • Cigna
  • Delta Dental
  • MetLife
  • UnitedHealthcare

What's Covered

Bronze covers preventive care and minor restorative care only.

Silver covers preventive care, major services and orthodontia for children up to age 19.

Gold covers preventive care, major services, and orthodontia for adults and children.

Your Network Choices

For all the coverage levels and all carriers, you can seek services from any dentist, but when you visit in-network providers you receive a greater benefit because they offer discounted rates.

If you choose Delta Dental, it’s important to know that there are two networks—PPO and Premier. The benefits are the same for both, but you may have to pay more if your dentist is only in the Premier network. You can save more if your dentist participates in both the PPO and Premier networks. The other carriers have just one network.

What You Pay for Care

Gold

Multiple Carriers
Your coinsurance
20%‒50%
20%‒50%
Annual deductible
(individual/family)
$50
$150
Annual maximum
(excludes orthodontia)
(excludes ortho)
$2,500
$2,500 per person
Orthodontia lifetime maximum1
$2,000 per person
$2,000 per person
Preventive care
100% covered, no deductible
--
Minor restorative care
(e.g., root canal treatment, oral surgery)
You pay 20% after deductible
--
Major restorative care
(e.g., crowns, implants)
You pay 20% after deductible
--
Orthodontia
You pay 50%, no deductible (children and adults)
--
Preventive care covered in full
Orthodontia coverage
Out-of-network access

BEST FOR

People who need extra coverage for major restorative care and orthodontia for adults and/or children
Learn more

Bronze

Multiple Carriers
Your coinsurance
20%
20%
Annual deductible
(individual/family)
$100
$300
Annual maximum
(excludes orthodontia)
$1,000
$1,000 per person
Orthodontia lifetime maximum1
Not applicable
NA
Preventive care
100% covered, no deductible
--
Minor restorative care
(e.g., root canal treatment, oral surgery)
You pay 20% after deductible
--
Major restorative care
(e.g., crowns, implants)
Not covered
--
Orthodontia
Not covered
--
Preventive care covered in full
Orthodontia coverage
Out-of-network access

BEST FOR

People who need only routine checkups/cleanings and minor restorative care
Learn more

Silver

Multiple Carriers
Your coinsurance
20%‒50%
20%‒50%
Annual deductible
(individual/family)
$100
$300
Annual maximum
(excludes orthodontia)
(excludes ortho)
$1,500
$1,500 per person
Orthodontia lifetime maximum1
$1,500 per child
$1,500 per child
Preventive care
100% covered, no deductible
--
Minor restorative care
(e.g., root canal treatment, oral surgery)
You pay 20% after deductible
--
Major restorative care
(e.g., crowns, implants)
You pay 40% after deductible
--
Orthodontia
You pay 50%, no deductible (children up to age 19 only)
--
Preventive care covered in full
Orthodontia coverage
Out-of-network access

BEST FOR

People who need coverage for major restorative care and orthodontia (for children)
Learn more

1If you switch insurance carriers, any orthodontic expenses you've already incurred under your current carrier will count toward your new carrier's orthodontia lifetime maximum.

This chart provides an overview of standardized plan benefits across the Aon Benefits Experience. Individual carriers may offer coverage that differs slightly from what is shown here. You can find specific coverage details by carrier when you enroll. If you have questions about any specific type of coverage, contact the insurance carrier for the most accurate and detailed information.

Your Paycheck Costs

Your paycheck contributions are pre-tax except for domestic partner contributions, which are post-tax. The amount depends on the coverage level and carrier you select, who you include in your coverage, and your home ZIP code. You can see your specific costs when you enroll.

Get in Touch

Multiple Carriers

Enroll Now
This site serves as a Summary of Material Modifications (SMM), providing information on various Primo Brands benefit plan changes that take effect January 1, 2026. It is intended to provide an overview of changes and information about some of the benefits you may be eligible for through Primo Brands. If there is a discrepancy between the information displayed and the official plan documents, the official plan documents will govern. Information contained herein is not intended as legal, tax or other professional advice. You should not act upon any such information without first seeking a qualified professional on your specific matter. Terms and conditions of policies may change. Please consult policy documents to confirm availability of benefits. All product and company names are trademarks™ or registered® trademarks of their respective owners. Use of them does not imply any affiliation with or endorsement by them.
 
Benefits may vary for union groups. If you are a union associate, see your Collective Bargaining Agreement for details about your benefits.